Terms of Service

1. Acceptance of Terms

By accessing or using toftap's services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use our services.

2. Description of Service

toftap provides digital business card solutions, including:

• NFC-enabled business cards and accessories
• Digital business card creation and management platform
• QR code generation and analytics
• Contact sharing and networking tools
• Analytics and reporting features

3. User Accounts

To use certain features of our service, you must create an account. You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized use
• Be responsible for all activities under your account
• Use the service only for lawful purposes

4. Acceptable Use

You agree not to use our services to:

• Violate any laws or regulations
• Infringe on intellectual property rights
• Transmit harmful or malicious content
• Spam or send unsolicited communications
• Interfere with or disrupt our services
• Attempt to gain unauthorized access to our systems
• Use the service for any illegal or unauthorized purpose

5. Content and Intellectual Property

Your Content: You retain ownership of content you create using our services. By using our services, you grant us a license to use, store, and display your content as necessary to provide our services.

Our Content: Our services, including software, designs, text, graphics, and other content, are protected by intellectual property laws and owned by toftap or our licensors.

6. Payment and Billing

For paid services:

• Fees are charged in advance on a recurring basis
• All fees are non-refundable except as required by law
• You authorize us to charge your payment method
• You're responsible for all taxes and fees
• We may change pricing with 30 days' notice

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

8. Service Availability

We strive to provide reliable service, but:

• Services may be temporarily unavailable for maintenance
• We don't guarantee 100% uptime
• We may modify or discontinue features with notice
• Third-party services may affect our service availability

9. Termination

Either party may terminate this agreement:

• You may cancel your account at any time
• We may suspend or terminate accounts for violations
• We may discontinue services with reasonable notice
• Termination doesn't affect accrued obligations

10. Disclaimers and Limitations

Disclaimers: Our services are provided "as is" without warranties of any kind. We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose.

Limitation of Liability: To the maximum extent permitted by law, toftap shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

11. Indemnification

You agree to indemnify and hold harmless toftap from any claims, damages, or expenses arising from your use of our services, violation of these Terms, or infringement of any rights.

12. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Any disputes will be resolved in the courts of San Francisco County, California.

13. Changes to Terms

We may modify these Terms at any time. We'll notify you of material changes by email or through our service. Your continued use after changes constitutes acceptance of the new Terms.

14. Contact Information

If you have questions about these Terms, please contact us: